Trade Finance

Trade finance is an important external source of working capital financing. It is a form of short-term credit typically used by companies that export or import goods.

Have the facts before you apply

Trade finance is an important external source of working capital finance. It is a form of short-term credit typically used by companies that export or import goods. It is relatively easy to secure short term finance, if you have a strong trading record, secured against goods or backed by an insurance policy.

There are a number of banks and specialist finance providers on the Finpoint funder panel that offer trade finance across the world.

Facts before you apply

Also known as purchase order finance or supplier finance, trade finance means our selected lenders will fund your supplier upfront based on confirmed orders. Trade finance is a popular and proven method of allowing SMEs to increase their business and trade confidently

Funding
£1,000 to £1.5m
Repayment Terms
1 month to 2 years
Typical rates?
From 0.89% per month

All interest rates quoted are indicative only as rates will only be confirmed based on the risk profile for each deal. Risk category associated with the deal. This is based on primarily debt survivability and security available for the loan

Advantages of Trade Finance

    A relatively easy way to arrange short-term finance which often can be arrange in a few days


    It helps business to focus on growth activities


    The finance is typically secured against the goods but these may also be backed by an insurance policy


Things to be aware of…

    It is usually based on having a good track record in terms of operations and repayments, and therefore less accessible for new companies


    It can become very expensive, if payments are not made on time


Access Trade Finance, we can help

Finpoint is free to use for businesses. We’re 100% transparent about fees and rates, and give you access to the UK’s largest panel of business lenders. We’re also 100% independent. Our only interest is in making sure you get the right business finance.

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