Pension Finance explained
Pension finance is a form of business funding that utilises the personal pension of one or more directors of a company.
It is a complex product, but in essence any amount borrowed works like a business loan, i.e. the amount is borrowed from the personal pension pot(s) and paid back with interest by the business. This means that a growing business can also increase the pension pot(s) of its director(s). There are alternative ways for the pension to invest directly in the business, to find out more please ask for a call back by our advisors.
- Borrowing from personal pensions means the interest paid back increases the pension pot
- HMRC compliant scheme
- Personal guarantees and charges over property may not be required
Finpoint is staffed with impartial finance experts that speak your language and are always ready to walk you through the pro’s and con’s of each option before you proceed. Decide without any pressure, safe in the knowledge you got the best funding solution for your business.
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